London & South-East England

Whole House Retrofit

Fabric first, in the right order, planned by our own PAS 2035 retrofit coordinator and assessor.

PAS 2030:2023 CertifiedTrustMark ApprovedAccredited installers where needed

Is whole house retrofit right for your home?

  • Owners of a solid wall house planning insulation, a heat pump and solar who want them in the right order
  • Anyone who has had one measure go wrong (damp after cavity fill, a cold room after IWI) and wants the whole picture
  • Buyers of a Victorian, Edwardian or 1930s house planning a full renovation
  • Households working to a multi-year budget who want a plan rather than a series of separate quotes
  • Landlords and owners of flats and maisonettes who need a documented, lodged retrofit

Whole House Retrofit: key facts

  • PAS 2035 is the UK framework for whole house retrofit: assessment, a medium term improvement plan, coordination of the work and evaluation at the end.
  • Order matters: fabric first (walls, roof, floor), ventilation with it, then heating and generation.
  • Retrofit assessment typically £300 to £600; coordination typically 5 to 10% of the works; whole house packages £15,000 to £60,000 depending on the measures.
  • Insulation installed by our own PAS 2030:2023 certified team; heat pumps, solar and windows by accredited MCS, FENSA or CERTASS certified partners.
  • The plan can be phased over several years, so you do the right work in the right order as budget allows.
  • Insulation, solar, batteries and heat pumps are 0% VAT until 31 March 2027; windows and electrical work are 20%.

What is whole house retrofit?

A whole house retrofit treats the house as one system rather than a list of unrelated jobs. PAS 2035 is the British standard framework for doing this properly. A retrofit assessor surveys the building, its condition, its ventilation and how the occupants use it. A retrofit coordinator turns that into a medium term improvement plan that sets out every measure, the order to do them in and the risks to manage. The work is then installed to PAS 2030, and the coordinator checks and evaluates it at the end.

The order matters because each measure changes how the house behaves. Insulate the walls and roof first and the heat demand falls, so any heat pump fitted later can be smaller and run at a lower flow temperature. Add ventilation with the insulation and the moisture that used to leave through draughts has somewhere to go. Do it the other way round, a heat pump sized for a leaky house or insulation with no ventilation, and you get an oversized system, condensation in the corners and cold bridging where one measure stops and the next begins. Most of the problems people blame on insulation come from piecemeal work.

Stay Warm has its own PAS 2035 retrofit coordinator and retrofit assessor on the team, which is unusual for an installer. They produce the assessment and the plan; our own PAS 2030:2023 certified team installs the insulation; accredited MCS, FENSA or CERTASS certified partners fit the heat pump, solar or windows. You deal with one project manager throughout, and the plan can be phased over several years so the work is done in the right order as your budget allows.

Who does the work

Stay Warm's own PAS 2035 retrofit coordinator and retrofit assessor plan the work. The insulation is installed by our own PAS 2030:2023 certified team. Heat pumps, solar and windows are arranged and project-managed by Stay Warm and installed by accredited, certified installers (MCS for heat pumps and solar, FENSA or CERTASS for windows). One plan, one project manager.

Whole House Retrofit cost guide

Indicative 2026 market ranges for London and the South-East. Every package is different; the assessment and plan come first and the works are then quoted measure by measure.

Job typeIndicative cost
PAS 2035 retrofit assessment£300 – £600
Retrofit coordination5 – 10% of works
Fabric package (walls, roof, floor, ventilation)£15,000 – £35,000
Heating and generation (heat pump, solar, battery)£10,000 – £25,000
Whole house package£15,000 – £60,000

VAT: mixed. Insulation, draught proofing, solar, batteries and heat pumps are 0% VAT until 31 March 2027 (HMRC VAT Notice 708/6); windows, ventilation and electrical work are 20%; assessment and coordination fees are standard rated, and the quote shows each line.

What a PAS 2035 retrofit includes

Retrofit assessment: condition survey, ventilation check, occupancy and heating review
Medium term improvement plan with every measure, its order and the risks to manage
Wall, roof and floor insulation by our own PAS 2030:2023 team
Ventilation designed with the insulation, not added afterwards
Heat pump, solar, battery and windows by accredited certified partners
Coordinator inspections, evaluation at handover and TrustMark lodgement

How a whole house retrofit works

1

Free survey, then assessment

A free heat loss survey first. If you want to go ahead, our retrofit assessor carries out the PAS 2035 assessment and writes the report.

2

The improvement plan

Our retrofit coordinator sets out every measure in order, with costs, the ventilation strategy and what can be phased into later years.

3

Installation in sequence

Fabric first by our own team, then heating and generation by certified partners, with the coordinator inspecting at each stage.

4

Evaluation and handover

The coordinator checks the finished work against the plan. You receive the guarantees, certificates and the lodged record for each measure.

Free survey & fixed quote

Book a free, no-obligation survey and we will send a clear, fixed written quote. One point of contact from survey to sign-off, and a written guarantee on the work.

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Whole House Retrofit FAQs

What is PAS 2035?
PAS 2035 is the UK specification for retrofitting existing homes as a whole. It sets out the roles (retrofit assessor, coordinator, designer, installer and evaluator), requires an assessment before any work, a medium term improvement plan, a ventilation strategy and an evaluation at the end. The installation itself is done to the companion standard PAS 2030. Stay Warm holds PAS 2030:2023 and has its own PAS 2035 coordinator and assessor.
Why does the order of work matter?
Because each measure changes the house. Insulation lowers heat demand, so a heat pump fitted afterwards can be smaller and cheaper to run. Ventilation has to go in with the insulation or moisture builds up. Windows and reveals need to be planned with external wall insulation so the two line up. Done piecemeal you get oversized heating, condensation and cold bridging at the joins.
What does the retrofit assessment contain?
A measured survey of the building and its construction, a condition report noting damp, structural or roof issues, a ventilation assessment, a review of heating and hot water, an occupancy assessment of how the home is used, and the existing EPC. It costs £300 to £600 and is the base for the plan.
Can it be phased over several years?
Yes. The medium term improvement plan is designed for this. A common order is loft and ventilation in year one, walls in year two, then the heat pump and solar. Each phase is planned so it does not have to be undone for the next one.
What does a whole house retrofit cost?
Packages range from £15,000 to £60,000 depending on the house and the measures. A 3-bed solid wall house with external wall insulation, loft, floor and ventilation is typically £15,000 to £35,000 for the fabric, with a heat pump, solar and battery adding £10,000 to £25,000. Coordination is typically 5 to 10% of the works.
What does the coordinator do for me?
The coordinator is responsible for the plan and for checking the work against it. They pick up risks before they cost money, such as a wall that needs a breathable system, a ventilation shortfall or a detail where two measures meet, inspect the site, evaluate the result and lodge it. Every measure is checked against a written plan by a named, TrustMark registered coordinator, and the record is kept.

Areas we cover

We arrange whole house retrofit across Greater London, Surrey, Kent and Hertfordshire. See all areas we cover →

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Last reviewed September 2026 by Stay Warm Insulation.

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